About Us

See why we have the only solution for high risk businesses

High-Risk Merchant Account Processing Solutions

High-Risk Merchant Account Processing Solutions

Running a business in a high-risk industry shouldn’t mean endless rejections, hidden fees, and account freezes. At [Your Company Name], we specialize in high-risk merchant account processing—helping businesses get approved quickly, scale with confidence, and keep more of their revenue.

We offer high processing limits, no excessive rolling reserves, and low, transparent fees—so you can focus on growth instead of worrying about payment disruptions.

Why High-Risk Merchants Struggle with Processing

  • Approval & Onboarding Challenges

    • Strict underwriting that slows approvals

    • Limited bank options willing to underwrite

    • Large rolling reserves (5–20%) eating into cash flow

  • Higher Costs

    • Elevated processing fees (3–7%)

    • Expensive chargeback penalties

    • Hidden compliance and gateway fees

  • Chargebacks & Fraud

    • Higher exposure to disputes and friendly fraud

    • Risk of account termination if chargebacks exceed 1%

    • Card-not-present fraud threats in online environments

  • Operational Restrictions

    • Sudden account holds and freezes

    • Low monthly volume caps ($50K or less)

    • Short-notice account terminations

  • Compliance & Reputation Risks

    • PCI DSS, AML, KYC, and shifting industry regulations

    • Stigma that discourages banks and investors

    • Increased regulatory scrutiny for CBD, crypto, travel, adult, nutraceuticals, firearms, and other industries

Don't worry, we can help!

Our Solutions for High-Risk Merchants

  • Fraud & Chargeback Protection

    • AI-driven fraud monitoring & velocity checks

    • Transparent billing descriptors to reduce disputes

    • Customer-friendly refund policies

    • Real-time alerts & chargeback defense tools

  • Direct Banking Relationships

    • We work with banks’ risk departments directly

    • Educating banks on your business model to ensure approval

    • Stable long-term accounts, even with high volumes

    • Prevent reserves, freezes, and sudden shutdowns

  • Specialized High-Risk Partnerships

    • Tailored approvals designed for high-risk businesses

    • Volume-friendly agreements with no artificial caps

    • Access to both domestic and offshore acquiring banks

  • Security & Compliance

    • PCI DSS, AML, and KYC compliance support

    • Tokenization & encryption to protect customer data

    • Ongoing compliance reviews to avoid shutdowns

  • Operational Transparency

    • Real-time dashboards for transactions, fees, and chargebacks

    • Smart routing to maximize approval rates

    • Fee optimization to keep your costs low

  • Building Market Trust

    • Consistent branding across billing, website, and support

    • 24/7 customer support channels

    • Reputation management to minimize dispute

Industries We Serve

We support high-risk verticals including:
CBD, nutraceuticals, supplements, adult, gaming, travel, coaching, firearms, crypto, debt relief, timeshare, home services, med spas, and more. Don't worry, we can help!